Now that we are starting to emerge from the aftermath of the financial crisis, it is worth spending some time to analyse which companies and individuals have come out unscathed and why?

Yes, markets have gone more slowly, but still, those companies which have tended to avoid great pain are the companies with a professional approach to clients and a lack of debt.

Many companies and individuals have became saddled with debt which put them in a risky position. Yes, leverage enhances your returns but at the cost of financial risk if things go wrong. A big win and also a big loss.

Leverage was the story of the heady decade of the new century. The current investment flavour is to play it safe and invest in cash assets which generate steady capital growth or consistent long term guaranteed income. This harks back to basics – save before you spend. It was and is a good policy.

A professional approach means treating clients, investors and partners with respect, following the law and not getting ahead of yourself in the race to build market share. At True Blue this is not enough. For us, business must be enjoyable and we therefore take a moral stance and follow business ethics which are in line with our own beliefs and actions.

That means honesty, transparency, a straightforward apporach to business and investing in areas which do not only generate high and/or regular returns but also have a positive benefit in the world. In other words, sustainable projects.

An example of an investment opportunity currently available which satisfies all of the above is our individual land purchase opportunity.

A simple opportunity where you purchase your own first class ’Black Earth’ agricultural land – with a low entry cost, zero debt/bank loans, a steady monthly or yearly payment in advance of 9% net by renting to local farmers and the chance of a capital gain of 57% in 5 years. A solid, steady and safe combination. All the while you are helping the world food crisis by bringing new agricultural land into production. At True Blue we let you arrange things yourself or we will manage the whole process for you as you prefer.

In the current investment climate, this is the type of opportunity that aligns your head, your heart and also your bank manager!

Hadley Barrett (Oxford Sustainable), for more information click here and add your full details and title your subject 'Hadley'.