Hi guys,

I purchased my Polish apartment via UK finance (no great insight into the Polish currency strengthening, just circumstantial :-)) and I'm now thinking of locking in the currency gains by taking out a mortgage.

My Q is, do you think I should lock it in completely with a Polish Zloty mortgage or go for a Euro or Swiss Franc mortgage (I'm guessing these are very strongly linked to the Zloty so I would be locking the gain in to some extent whilst also benefiting from the lower interest rates).

What do you guys think?

Also, has anyone any ideas how much money approx I would need to set aside to set up the loan. I recall the fees were quite extortionate a year back.. bit like everything property related in Poland these days!!