With UK finance tough for many, and larger deposits required, many astute investors are once again looking further afield to get the best returns on their money.

With many economies recovering quicker than the UK, and with stronger finance options it makes good financial sense to look at different markets.

One market that we have excellent contacts in is Estonia - and in 2011 we believe this is the ideal location.

Estonia took exactly the correct stance during the credit crisis. While the rest of the world recommended governments increase their spending to unprecedented levels by borrowing more, Estonia did not go down this route. Much better to have a short, sharp shock - this is exactly what Estonia did. With almost no government debt it suffered a big fall in GDP, rise in unemployment, a dramatic drop in real estate and other asset prices. The country and its people hurt. However, that shock has now played out. While other countries are struggling through the ongoing hangover after the debt fueled party and will continue to do so during the next 10 years with slow growth and stagnated asset prices, Estonia is free to grow rapidly.

On 1st January 2011 Estonia accepted the Euro, cancelling all investor concerns regarding devaluation of the Kroon. Growth was around 4% in 2010. It is ranked 16th in the Index of Economic Freedom (higher than most 'Western' economices) and it has 0% corporate profit tax. The Countries Capital Talinn has been named the Cultural Capital of Europe for 2011, http://www.telegraph.co.uk/travel/destinations/europe/estonia/8245586/Tallinn-A-town-of-many-talents.html

Last year it grew by around 4%, putting it back on the map as one of the strongest economies in Europe. Fundamentally it is strong - with an export led, open economy, a well educated and IT savvy workforce, low prices and potential to expand output, 2011 is set to be a very good year.

Statistically, countries joining the Euro have seen an increase in real estate prices between 30%-100% shortly after accession, and with the economy back on track this should provide a very stable and exciting property market.

We suggest that you keep an eye on Estonia this year - we are actively researching out investment opportunities here ourselves and can offer you more information on the type of deals we can get in the country as well as other top Overseas Opportunities - just enter your details here with your question(s) and we'll provide you with an information pack.

Alan Forsyth