Property Investment 2010 Property Secrets en-uk http://www.propertysecrets.net Property Investment Information You Profit From http://www.propertysecrets.net/images/pslogolarge.png http://www.propertysecrets.net 100 72 http://www.propertysecrets.net/article/different_types_of_landlord_insurance/2793.html Insurance is an important thing for landlords to consider, but different types of premises will be better served by different types of landlords insurance If you own a block of flats, you probably have the insurance arranged already. What you may not have considered is that not all landlords insurance policies are the same. For example, the type of cover that is arranged for a private house may not adequately protect some interested parties such as leaseholders and their mortgage lenders. http://www.propertysecrets.net/article/property_development_taxable_trade/2792.html Are you a property investor or a developer? It can sometimes be a fine line that distinguishes the two but getting it wrong has important tax implications! Are you a property investor or a developer? It can sometimes be a fine line that distinguishes the two but getting it wrong has important tax implications! http://www.propertysecrets.net/article/how_to_stop_family_breakups_when_disposing_of_an_asset/2791.html Money can cause a lot of acrimonious disputes between friends and family but even more so when property is involved. Money can cause a lot of acrimonious disputes between friends and family but even more so when property is involved. Property ownership is often at the root of these disputes and it is important to know who owns what before disposing of an asset - and it is not always the person you think who owns the property and has to pay capital gains tax (CGT) on the disposal. http://www.propertysecrets.net/article/the_overseas_mortgage_finder/2790.html A great new range of international mortgages have just launched for property investors looking to buy in Portugal. The main advantage of these mortgages is that 100% funding is available for investors By Geoff Simmonds (Head of Overseas Mortgage Finder). A great new range of international mortgages have just launched for property investors looking to buy in Portugal. The main advantage of these mortgages is that 100% funding is available for investors who are able to negotiate a purchase price discount of 20% or better against the property's true value. http://www.propertysecrets.net/article/looking_to_invest_larger_sums_of_money_try_this_project/2789.html Looking to invest a minimum of £50k upwards to £500k? see our example deal that might suit your needs. Our sourcers manage to find some excellent deals, and not just one off houses! We get several deals that work very well for those looking to invest larger sums of money, to either add value to properties or buy and sell. http://www.propertysecrets.net/article/how_to_avoid_inheritance_tax_on_overseas_property/2788.html Inheritance Tax (IHT) reaches far and wide, but there is a possible exception... The UK's tax system is a worldwide based system and thus whether income arises in the UK or elsewhere, and whether assets are located within the UK or elsewhere, is immaterial; all is brought within the charge to UK tax. This is true whether the tax is Income Tax, Capital Gains Tax or Inheritance Tax (IHT). http://www.propertysecrets.net/article/watch_out_for_the_capital_gains_tax_pitfalls_of_taking_in_lodgers/2787.html Taking in a lodger has distinct advantages financially, but can pose a problem for Capital Gains Tax (CGT)! Taking in a lodger has distinct advantages financially, but can pose a problem for Capital Gains Tax (CGT)! Record numbers of cash-conscious homeowners looking for help to pay the bills may find the lure of a tax-free income offered by the rent-a-room scheme attractive - but need to stop to think about the Capital Gains Tax (CGT) consequences of taking in lodgers. http://www.propertysecrets.net/article/dying_without_a_will/2786.html Many people like to put off thoughts of their passing away, but if you die without having made a will the ones close to you may lose out. Have you ever considered what would happen to your property when you die? If you have made a will, there is every chance that the people you want to will get control of your estate, including your investment property. http://www.propertysecrets.net/article/global_mortgage_update_july/2785.html Head of Overseas Mortgage Finder Geoff Simmonds brings you his latest updates and tips. From lowered interest rates in France to a recent boom in India. Geoff continues to provide expert advice and analysis every month. Over the past month many French lenders have lowered interest rates, meaning mortgages are now available from just 1.79% for foreign investors. France has always proven a popular destination amongst UK investors due to its close proximity to the UK. This is therefore great news for people who either currently own a French property, as it provides an opportunity for them to save money by remortgaging, or those thinking about buying a property in France, as they stand to spend a lot less on financing their investment. http://www.propertysecrets.net/article/the_risk_of_subsidence_to_home_owners/2784.html There are many reasons for subsidence to affect your property but if you keep your eye out you can give yourself extra time to deal with the situation. Most property owners' insurance policies will include the risk of subsidence but, except when we have a sustained dry - or even wet - period, this is not something that many people think about. http://www.propertysecrets.net/blogs/ce_invest/crisis_bears_down_on_price_of_land_in_slovakia/post-485.html The price of residential and commercial plots for construction fell by 10% on average compared to 2009. The most substantial fall was registered in Nitra County in the west (20%), the least in Košice County in the east (2%). Despite strong demand, prices of buildable land fell by 16% in Bratislava. http://www.propertysecrets.net/blogs/currency_solutions/euro_weakening_as_investors_avoid_risk_/post-484.html Similarly to last week, currency movements in all major currencies this week are likely to be dominated by economic news coming out of the USA. http://www.propertysecrets.net/blogs/currency_solutions/weak_euro_strong_poundfor_how_long/post-483.html This week is beginning with a lot of uncertainty in the currency markets with a weak Euro, strong Pound and volatile US Dollar… which could all change by the end of the week. http://www.propertysecrets.net/blogs/czech_point/czech_point_do_austria_flat_filling_office_moving/post-482.html Over the last two to three weeks or so we’ve been busy filling flats for our clients in Brno. Every August brings a rental crunch when all the university students (estimated at 50,000 in Brno) start looking for flats. It is not that they are necessarily interested in the flats we have on offer, since they are often looking for the absolute cheapest prices on the market, but it fills up excess supply and causes other tenants to look for higher-grade flats. http://www.propertysecrets.net/blogs/finance_watch/hold_your_houses/post-481.html With UK house prices already suffering the brunt of a weak economy, further data suggests they have fallen further. Prices across England and Wales fell 1.7%, suggesting now is the time to sit on your property, leaking pipes and all. http://www.propertysecrets.net/blogs/finance_watch/sterling_drops_as_house_prices_fall/post-480.html Sterling has dropped against all but two if its sixteen major counterparts following the latest survey by the Royal Institute of Chartered Surveyors revealing a down turn in house prices. http://www.propertysecrets.net/blogs/currency_solutions/dollar_falls_again/post-479.html Currency movements over the week ahead are likely to be influenced by the full calendar of meetings and subsequent reports planned across the globe. The Federal Reserve and Bank of England will be each chewing their pens over how to portray the current view on their respective economies. http://www.propertysecrets.net/blogs/psonproperty/why_buying_in_the_north_is_better_than_the_south_explained_video/post-478.html Many UK investors ask us why we don't do as many deals in the South of England? this is simply down to the figures fairing far better in regions such as the North of England, certain parts of the Midlands, Scotland & Wales. http://www.propertysecrets.net/blogs/czech_point/czech_republic_property_news_wrapup_july_26_to_august_6_2010/post-477.html 1. Koruna Extends Gains Against Euro, Climbs to Highest Since 2008(http://www.businessweek.com/news/2010-07-28/koruna-extends-gains-against-euro-climbs-to-highest-since-2008.html) High-level overview of article:The Czech koruna extended its rally to the strongest level against the euro since November 2008, boosted by automatic purchase orders from investors who previously bet on the koruna weakening. It’s been the world’s best performer in July, having gained 3.7 percent against the euro. http://www.propertysecrets.net/blogs/currency_solutions/doom_gloom_for_weakening_usd/post-476.html Since our blog last Monday, the doom and gloom surrounding the US economy has intensified. If you are planning on purchasing an overseas property in US Dollars therefore now is the time to be watching the exchange rate – Sterling has reached 1.58 against the US Dollar over the past week for the first time, hitting the highest levels seen for five months.